Recent Posts

3 Times Fires Aren’t Covered by Insurance

10/24/2018 (Permalink)

If you have experienced a home fire in your Bonsall,CA, home or want to be prepared if one should ever occur, you may be wondering if there are fires that are never covered by insurance. As a matter of fact, there are three types of fires that are not going to be covered by an insurance company to compensate for damage. Read on to learn what these types are.

1. Insurance Fraud

If you attempt to make a claim on a fire that was set deliberately to get insurance money for the incident, your insurance company will not cover it. An adjuster will thoroughly inspect your property for any suspicious evidence.

2. Arson

Insurance fraud as mentioned above is one kind of arson. A home fire that is purposely set either for a specific reason or due to a homeowner’s fascination with flames would fit this description. An insurance company will immediately deny coverage if anything the adjuster finds indicates foul play. Always take the high road and do not set a fire for unethical reasons.

3. Vacant Home

A vacant home fire will not be covered by your homeowners insurance. Generally speaking, if an insurance provider can prove that your home was vacant at the time of the fire and for 30 days prior to the occurrence, your claim will be denied.

A home fire cannot always be avoided; accidents happen. If your fire was completely unintentional and your home was occupied when it occurred, your claim should meet your policy’s coverage terms. It is still a good idea to check your policy documents and call your home insurance agent to make sure that you understand what types of coverage you have and what types you do not. He or she will also be able to explain the claims process and set you up for better success when seeking financial help for your loss.

What To Expect From Your Commercial Generator

10/18/2018 (Permalink)

Commercial What To Expect From Your Commercial Generator Commercial generator in Fallbrook,CA

When you are trying to choose a generator for your commercial property in Fallbrook,CA, there are a few key factors to consider. How many hours should it run? What kind of fuel should it use? Do you need it to keep running overnight? The answers to these questions can help guide you to the machine that best meets your needs.

1. How long can it run?

Many generator problems manifest in the limited amount of time they can run. Ideally, the one you choose will run as long as there is a power supply to keep it going. If you have a continuous power source, you don't have to worry about this as much. If, however, the tank has to be refilled periodically, it is a good idea to conserve energy by only running the generator when absolutely necessary. This is especially true during an extended outage.

2. How is it fueled?

The fuel used to power the standby can affect not only the number of hours it can run continuously but also its reliability. Many commercial machines are powered by natural gas supplied by the local utility company through gas lines, so they can run without interruption. If there is a diesel or propane tank attached, however, you must depend on the reliability of your service providers to make sure they can refuel regularly. While more expensive, diesel models tend to be the most reliable.

3. How often do you need it?

An engine with 3600 RPM is less expensive, but it must be turned off periodically so that it doesn't overheat. If you live in a temperate climate and your building does not need power when no one is there, this may be an acceptable option. If, however, you are concerned that going without power all night could cause pipes to freeze and cost you more in water remediation repairs, go with the 1800 RPM engine.

Choosing a generator is a matter of deciding what you need. By answering these three questions, you can find the machine that meets your expectations.


How to Fix or Replace a Leaky Toilet

10/12/2018 (Permalink)

Water Damage How to Fix or Replace a Leaky Toilet If you need to fix or replace a leaky toilet you might have to hire a licensed professional in South Oceanside,CA

A leaking toilet can be a nuisance, but unlike many plumbing problems, toilets are both accessible and easily maintained by even the most novice DIYer. Therefore, follow the three simple steps below to get to the bottom of your flushing woes.

1. Locating the Source of the Leak

An old toilet can cause problems, but that doesn't mean that it needs to be replaced. Most toilet leaks stem from either a faulty flange or loose connections. If you can hear water continuously running, the flange is likely the culprit and can be easily replaced. If the leak is relatively quiet, then you may have a loose water line connection or the toilet’s floor bolts need to be snugged up.

2. Removing the Toilet and Replacing the Gasket

If neither the flange nor the connections are the issue, you may have a gasket problem causing your leaking toilet. To replace the gasket, you can remove the toilet. Turn off the water supply and flush the water. Once dry, you can loosen the floor bolts and remove the toilet, exposing the gasket. Set the new gasket in place and reconnect the toilet to test the seal.

3. Replacing the Toilet

If replacing the wax gasket did not resolve the issue, then it may be time to replace the toilet. You can replace it by following the same process for removing the toilet, but this time you will install the new toilet in its place. Snug up all the bolts and connections and test the new toilet.

4. Calling in the Calvary

If you are still experiencing leaks, then you may require either plumbing or toilet repair. As this job has many variables, it may be beneficial to hire a licensed professional in South Oceanside,CA, to assess and inspect the system.

Often, a leaking toilet can be resolved with the replacement of the flange or the snugging up of the connections. Unfortunately, there are times when a full toilet replacement may be necessary or times when a plumbing inspection is required. Regardless, a toilet is a necessity, and you have to do what’s needed to ensure its functionality.

Could a Water Leak Be Costing You Thousands: Six Common Leaks That Can Lead to Big Costs

10/1/2018 (Permalink)

Commercial Could a Water Leak Be Costing You Thousands: Six Common Leaks That Can Lead to Big Costs Leaky faucets can cause you a problem in Bonsall, CA

While water damage is a concern of any water leak, the cost associated with a consistent leak can be more expensive than the repair itself; therefore, it is vital to inspect the six areas below before they become significant issues.

1. Leaky Faucets

Even though that leaky faucet in the break room may not be bothering anybody, that small drip can be causing the loss of up to 20 gallons per day. If you have a leaky faucet, you may be able to fix it by just replacing the washer.

2. Faulty Disposals

Another typical leak occurs in the lunchroom kitchen under the sink. The garbage disposal may have worn gaskets that are leading to several small leaks or drips. You may find it difficult to tell if your disposal is leaking because most often the leak is on the inside.

3. Toilets

If only one restroom has one leaky toilet, you can be wasting up to 73,000 gallons per year, and this converts to a loss of hundreds if not thousands of dollars, depending on the severity of the water leak. Again, replacing flanges and gaskets may be all that is required to fix this problem.

4. Water Heaters

As one appliance that is typically ignored on a daily basis, a water heater could potentially leak for months without being noticed. A water heater leak can lead to the growth of mildew as well as damaged floors and walls.

5. Outside spigots

Another potential leaking hazard that is easy to forget about are exterior spigots. Like faucets, a leaky spigot can lead to extensive water loss, but even worse, it can lead to foundational issues.

6. A Pipe Break

While all the other common sources of leaks are easily inspected, a pipe break will most likely need to be investigated by a plumbing specialist in Bonsall,CA. A good idea is to have annual inspections and sewer cleanings to lower the risk of any extensive damage.

While a water leak can lead to extensive damage, it may be one of the easiest disasters to prevent. Routine inspections and quick action may end up saving your company thousands.

Driving Through Deep Water Is a Risky Proposition.

9/24/2018 (Permalink)

Storm Damage Driving Through Deep Water Is a Risky Proposition. Driving through deep water in Fallbrook, CA

The question of whether to drive over a badly flooded street does not arise often. Doing this would put you, your passengers and your vehicle at risk.

Accepting this risk assumes that:

  • The water is not too deep.
  • The water is not hiding a sinkhole or a washout.
  • There is no submerged debris that could cause tire damage.
  • Your vehicle won’t lose traction and float away.

Before you drive on a flooded street in Fallbrook,CA , you should make sure that you are ready with answers to a few important questions. More information about driving under hazardous conditions can be found in the travel tips section of many websites.

1. Am I Prepared to Walk out of This If Necessary?
It is one thing to answer this question for yourself. It is a completely different matter to answer this question for your passengers, especially small children. The flooded roads and submerged hazards pose a greater risk on foot than they did in the vehicle. The water is likely to be teeming with bacteria. Add live electrical wires, water snakes and alligators and it becomes a dismal situation.

2. Am I Prepared to Damage My Vehicle by Driving Through a Flood?
The likelihood of vehicle damage has a lot to do with ground clearance. Typical passenger vehicles have less than 10 inches of clearance. Expensive problems begin to occur once the water reaches the exhaust.

3. Do I Really Need to Make This Trip?
This is probably the most important question. If you are meeting a friend for coffee, the answer is probably no. If you are taking someone to the hospital emergency room, the answer is probably yes. Answer honestly.

Street Flooding Leads to Home Flooding
A flooded street is often a symptom of a bigger problem. If your home has flooded, consider bringing in a local flood cleanup specialist who can quickly return your life to normal. You will be the envy of all your neighbors.

Assess Mold Damage in 4 Steps

9/17/2018 (Permalink)

Mold Remediation Assess Mold Damage in 4 Steps Mold damage in a South Oceanside, CA home

Mold can multiply rapidly when moisture is present in a residence. These four mold assessment steps will lead you from detection to identification, resolution, and remediation of a mold or mildew problem in your home. You can begin to inspect readily accessible areas, but you should never attempt to find hidden mold. For the best results, you should hire a certified specialist or hygienist.

1. Determine Whether Mold is Present

The first step to assessing mold damage is to determine whether mold is growing in a home. If you do not see any visible mold, contact a certified specialist to continue the search. Never attempt to cut holes in walls, floors, or other structural surfaces, or peel wallpaper to check for mold on your own. In doing so, you may expose yourself and other residents or help these spores spread throughout your home.

2. Identify the Type and Extent of Growth

A mold expert or hygienist can locate mold and perform tests to identify the particular type of mold in your home. Keep in mind that black mold is not always black in color. Mold assessment is a job best left to trained experts.

3. Address the Source of the Problem

The primary source for mold or mildew growth is the presence of moisture within a structure. You will need to take steps to fix a leak or dehumidify areas prone to dampness to prevent mold spores from starting to multiply.

4. Inspect Damaged Contents

Some contents or items damaged by mold will need to be safely disposed of and replaced. Mold remediation specialists can help you determine which items are capable of being restored.

These four mold assessment steps can guide residents through every step of the process. If you are dealing with mold in your home in South Oceanside,CA , hire a certified specialist or hygienist and remediation experts.

Financial Responsibility in an Apartment Fire

9/4/2018 (Permalink)

Whether a small apartment fire or a blazing inferno happens at your rental property in Bonsall, CA, you are worried. First, you are concerned about the safety of your renters. Once you know they have securely evacuated the building another big question begins to loom. What is your financial responsibility towards repairing the fire damage?

Expenses Covered by the Landlord

Although you never expect a fire to occur, prepare ahead of time with the proper insurance coverage. When you renew your commercial property insurance, read through and understand the policy specifics including your deductible. Landlords are typically responsible for the following after an apartment fire:

  • Property insurance covers structures such as walls, floors, ceilings, roofing, insulation and related materials. Electrical, plumbing and similar systems are included in this as well.
  • The landlord must return the apartment to a safe, livable condition before the tenants can reoccupy the space.
  • In a timely manner, the landlord needs to arrange for a fire restoration specialist to begin work on the fire damage.

Expenses Covered by the Renter

Encourage or require your tenants to purchase renter’s insurance to reduce their personal expenditures in the case of a fire. The financial responsibility of the following falls to the renter’s wallet:

  • Personal property such as clothing and furniture are typically covered by renter’s insurance.
  • Temporary housing is also usually covered by renter’s insurance in the scenario that the apartment is not in livable condition during restoration.

Expenses Dependent on Fault

When a fire is due to negligent behavior of the landlord or tenant, the financial obligations may be more complicated to understand. In either case, insurance companies may seek reimbursement from the faulty person’s insurance. Parties may also seek personal compensation in small claims court.

As a landlord in Bonsall, CA, an apartment fire is devastating to both you and your renters. Obtain the proper insurance and understand your financial responsibilities to ease the stress involved in the fire damage restoration process.

Smartest Ways to Keep Your Employees and Building Safe From Flood Damage

8/28/2018 (Permalink)

Storm Damage Smartest Ways to Keep Your Employees and Building Safe From Flood Damage Storm damage in South Oceanside, CA

Your office probably has an evacuation plan in case of a fire. You hopefully have first-aid kits to address minor injuries as well. But are you ready for flooding? Floods are hardly uncommon in South Oceanside, CA, so it’s crucial that you have strategies to prevent flooding and to respond to these situations when they do arise.

Think About Your Data

In a flood, your primary concern should be the safety of your employees. Remember, though flood damage can destroy electronic equipment, which could spell the end of your precious data. Imagine what your business would do if you lost financial documents and the hosts of communication materials you rely on. It’s essential that you back up everything from your computers.

  • Back up data on an off-site server.
  • Back up data on cloud-based websites.

Develop a Business Continuity Plan

Flooding can be as minor as a little water getting the carpet wet or running walls, to as severe as making your building unusable. Depending on the size of the flood, you might not be able to get back into your building for several weeks. Your business still must go on, so make sure you’ve got a plan to keep things running from other locations. Determine which employees may work from home. Have reliable backup equipment and materials to ensure you can continue your operations.

Call the Pros

You shouldn’t have to handle a flood and its effects by yourself. There are well-qualified companies with experienced technicians to help clean up the damage and get you ready to move back into your building. A professional knows how to handle concerns such as black water and other health challenges. These companies can also respond quickly and efficiently because they have the right tools and skills.

Flooding isn’t an issue you want to take lightly. If you act today and prepare in advance, you can minimize interruptions to your business.

How To Check Your Tub or Shower for Leaks

8/21/2018 (Permalink)

Water Damage How To Check Your Tub or Shower for Leaks Water damage in Fallbrook, CA

Few things are worse than discovering suspicious water damage in your Fallbrook, CA, home, and locating the source can be a daunting task. Often, a rogue bathtub leak is to blame for unwanted moisture that has escaped into other structural elements of a house. Don’t panic if you suspect a leak; instead, follow these tips for inspecting the fixtures in your bathroom to determine if you have a defective bathtub or shower pan on your hands.

Consider All Variables

There are multiple issues at play when considering a possible leak. Ask yourself a few questions as you set out to determine whether or not your tub or shower is leaking.

  • Is the shower pan or tub insert older or newer?
  • Is all tile installed properly and thoroughly grouted and sealed?
  • Are there any cracks in the material from use or the home settling?
  • Are fixtures, such as the faucet or glass doors, intact and sealed properly?
  • Is the drain functioning as it should and water tight underneath?

By working through these questions, you will rule out the majority of shower pan or bathtub leak sources. If you do have a leak to contend with, the cause will become evident along the way.

Keep Location in Mind

The potential impact of a bathtub or shower pan leak can differ slightly depending on where your bathroom is located in your home. For example, a leak on the ground floor of a residence atop a concrete slab or crawlspace is going to affect the flooring in the surrounding area. Check for buckling tile or wet baseboards and carpet in adjoining rooms. Alternatively, a second story leak is going to cause issues in the ceiling of the rooms below. In this case, water stains will likely be visible in the space directly beneath the bathroom.

Call the Professionals

If the worst happens, a restoration specialist inFew things are worse than discovering suspicious water damage in your Fallbrook, CA, home, and locating the source can be a daunting task. Often, a rogue bathtub leak is to blame for unwanted moisture that has escaped into other structural elements of a house. Don’t panic if you suspect a leak; instead, follow these tips for inspecting the fixtures in your bathroom to determine if you have a defective bathtub or shower pan on your hands.

Consider All Variables

There are multiple issues at play when considering a possible leak. Ask yourself a few questions as you set out to determine whether or not your tub or shower is leaking.

  • Is the shower pan or tub insert older or newer?
  • Is all tile installed properly and thoroughly grouted and sealed?
  • Are there any cracks in the material from use or the home settling?
  • Are fixtures, such as the faucet or glass doors, intact and sealed properly?
  • Is the drain functioning as it should and water tight underneath?

By working through these questions, you will rule out the majority of shower pan or bathtub leak sources. If you do have a leak to contend with, the cause will become evident along the way.

Keep Location in Mind

The potential impact of a bathtub or shower pan leak can differ slightly depending on where your bathroom is located in your home. For example, a leak on the ground floor of a residence atop a concrete slab or crawlspace is going to affect the flooring in the surrounding area. Check for buckling tile or wet baseboards and carpet in adjoining rooms. Alternatively, a second story leak is going to cause issues in the ceiling of the rooms below. In this case, water stains will likely be visible in the space directly beneath the bathroom.

Call the Professionals

If the worst happens, a restoration specialist in Fallbrook, CA, can help repair the damage done by a shower or bathtub leak and get your bathroom back in working order without continuing to compromise the structural integrity of your home. The experts will get the job done thoroughly and give you peace of mind.
, can help repair the damage done by a shower or bathtub leak and get your bathroom back in working order without continuing to compromise the structural integrity of your home. The experts will get the job done thoroughly and give you peace of mind.

The Water Damage You Can’t See

7/23/2018 (Permalink)

Living through a catastrophic storm of any kind in South Oceanside, CA can be devastating. In addition to the disruption of daily life, you home may also suffer physical damage that requires extensive repair. High winds, torrential rain, and infrastructure damage can easily leave you in the midst of a flood.

When you think of the water damage from flooding, you may envision waterlogged carpets and furnishings, structural damage, and ruined documents or keepsakes. However, the damage from contaminated water under these conditions can be far more dangerous and harder to fix.

What Is Contaminated Water?

Any floodwaters that include raw sewage are considered black water. They can carry a variety of potentially dangerous pathogens, including salmonella, E. coli, hepatitis, and rotavirus. These and other contaminants can cause serious diseases including the following:

• Gastroenteritis
• Hepatitis A
• Shigellosis
• Giardiasis

This kind of contamination can occur as a result of runoff from waterways, or backed up sewer drains or systems. People and pets can be infected by contact with contaminated water, by surfaces that have been saturated, or even by breathing in microbes that are present in the environment where this kind of water damage has happened. Most professionals suggest that you treat any residential flooding, particularly in urban and suburban areas, as if this sort of damage has occurred.

What Should You Do?

It’s important to take action as soon as possible, since even clean water left standing can become gray or black. It’s important to call a restoration professional as soon as possible; do not try to clean up on your own. Without proper cleaning, microbes may linger in the air and in dust, leaving you at risk of illness. Professional restoration experts in South Oceanside, CA can assess the damage, test for pathogens, and create an action plan. They have the tools and equipment needed to safely extract the water, thoroughly dry out and clean up your property, and repair the water damage left behind.

If your home is affected by a flood, call in the professionals quickly. Doing so can prevent further damage. Visit http://www.SERVPROfallbrooksouthoceanside.com for more information on water damage.